Real complexity deserves real leadership.

Which of your trust entities should hold your next home. What to do with a sudden equity payout. How to hand down wealth without handing down harm. When your financial life is complex, and these questions don’t have an obvious owner on your existing financial team, they go unasked or unanswered.

Opportunities are missed, dollars are lost, and strategies are wasted.

I fill the gap with independent executive leadership: asking the right questions, aligning your investment manager, CPA, bookkeeper, and attorney.

You stay in command of your wealth.

This may be a fit for you when

 

  • Approaching a business sale, family inheritance, divorce, or major transition

  • Traditional wealth management isn’t a fit because you have an illiquid portfolio or manage your own investments

  • Receiving investment, legal, and tax advice from one firm or office feels too siloed, or you have providers from many firms that you’ve built long-term relationships with

  • Multiple advisors, but no central point of leadership

  • Advanced tax or estate planning has stalled because of the intricacy involved

  • You want guidance from someone who isn't selling you anything


Generally suited to $10M+ on the balance sheet, with meaningful complexity in how the assets are held or the estate is structured.

Recent Editions of The WealthHolder Blog

The WealthHolder
Rick & Carmen: A WealthHolder Parable
Rick & Carmen: A WealthHolder Parable

The Fed raised rates again last week, the first time in three years. The ripple effects of a rate move often take a while to be felt. In that spirit, I wrote a parable, like the kind of case-study I wrote about in the inaugural edition of The WealthHolder. Back then I would draft narratives around complex balance sheets for happy hour mixers with financial planners, accountants, and attorneys, and we'd solve them together in the room. Rick and Carmen are composite characters, not any one client, but the pattern is one I’ve seen often enough that it deserves telling.

A couple of years before the pandemic, Rick and Carmen sold the business they had spent two decades building. Seemingly overnight, they went from actively managing a building full of people who cared for their customers to passively…

Read more →
Your Wealth Team Is a Team. Even If It Doesn’t Act Like One.
Your Wealth Team Is a Team. Even If It Doesn’t Act Like One.

When Patrick Lencioni reached Tenacity, an audible groan moved across the room.

That was surprising in a room full of entrepreneurs. Founders talk constantly about grit, hustle, and staying power. You might assume Tenacity would be their natural genius.

But in Lencioni's Working Genius model, Tenacity has a narrower definition: finding satisfaction in pushing work through its final details and across the finish line. Many entrepreneurs come alive much earlier in the process, when they are wondering what could be better and inventing what might come next.

They can finish. The spark simply gives them more energy than the final details.

Last week, I had the good fortune to hear Patrick speak at an EO Nashville event. He walked us through…

Read more →
Minding the Gap
Minding the Gap

There were 45 of us in the room that night in 2020: financial planners, estate attorneys, divorce attorneys, and CPAs. Wine glasses on the table, name tags half off, and a one-page case study face down in front of every seat, waiting for me to read it aloud.

None of it would have existed without my FPA Board colleague, Frank Allen, who in 2017 first floated the idea with me: what if the Financial Planning Association actually got to know the attorneys and CPAs we worked alongside every day, instead of just referring business back and forth and calling that a relationship. And it grew into something real because of two women in particular. Laura Miller (Wong), an attorney, opened the door to the Memphis Bar Association. Karolina Calhoun, a CPA, did the same with the Memphis chapter of TSCPA.

Read more →

Two ways to work together

 

Assemble Your Financial System

Project-Based Leadership

A finite project. Together we define the need. I assemble the right people and structures, however large or small the gap, so what’s yours is fully in order. Explore →

Run Your Financial System

Personal Financial Chief of Staff

An ongoing role. I stay embedded and run the whole picture day-to-day, keeping your advisors aligned and the work moving, so it never lands on you. Explore →

What Teresa’s Clients Are Saying

  • "What distinguishes Teresa is not simply her expertise, but her ability to integrate across disciplines in a way that elevates the entire system around you."

  • "Teresa became the central point of clarity. She sees the full picture and ensures that every advisor—valuation, tax, wealth management, and internal finance—is aligned, coordinated, and operating with precision."

  • "Teresa is not a luxury—she is an essential layer."

  • "I cannot imagine going through this liquidity event without Teresa by my side."

  • “For those managing meaningful assets, multiple advisors, and long-term family considerations, Teresa is not a luxury—she is an essential layer of oversight and alignment. “

  • “During my exit from my multi-national company, it became clear that success brings not just opportunity, but fragmentation—multiple advisors, competing priorities, and decisions that carry both immediate and generational consequences. Teresa became the central point of clarity. She sees the full picture and ensures that every advisor—valuation, tax, wealth management, and internal finance—is aligned, coordinated, and operating with precision.”

Let’s Work Together