You are accustomed to high-performing teams in your professional world. Why does managing your personal financial life feel so daunting?
At the ultra high net worth level, the complexity of your financial life doesn't fit neatly inside any one professional's scope. Your attorney is focused on legal exposure. Your CPA is focused on tax. Your wealth manager is focused on your portfolio. Each of them is doing their job, but no one is responsible for the full picture. And for the ones who try, coordination is a value-add on top of the work they're actually paid to do.
For successful business owners, there's an added layer: your company requires your focus. The personal financial complexity that comes with your level of income doesn't get less demanding just because your attention is elsewhere — and it's often too much to hand off to a spouse without real support.
For heirs, you likely know the statistics on wealth transfers beyond the first generation: a 70% failure rate by the second generation and 90% by the third. The traditional world of wealth management is failing to provide the psychology-based guidance you need.
For some, the answer has been a multifamily office: a bundled model where a single firm provides the attorneys, CPAs, investment managers, and a family coach. The tradeoff is control. You're working with their people, on their terms, and replacing one often means replacing all of them.
That's where I come in. I work with women entrepreneurs, executives, heirs, and their families to lead the team of professionals managing their personal financial lives, so that nothing is left uncoordinated, unreviewed, or unowned.
I am completely independent. I don't manage your assets, and I don't sell financial planning services. I'm not affiliated with any firm, product, or commission structure. That means every conversation I have, every professional I keep aligned, and every decision I help you think through has exactly one agenda: yours.
Clients work with me on an annual retainer basis as the central point of coordination across their financial ecosystem. I don't replace the advisors, and I don't create the strategy. I make sure the strategy gets executed, the right people are talking to each other, nothing falls through the gaps, and you're never left connecting the dots yourself. You keep the advisors you trust. I make sure they’re working as a team and help you maintain clarity of mind to make the important decisions.
From a client's wealth advisor:“Teresa pairs serious strategic financial knowledge with an aptitude for the behavioral side of wealth that I've rarely seen.
She does the deeper work with the client and keeps everyone on the team fully informed, which means the investment strategy I deliver is better than it could ever be without her.”
Becoming Your Family’s Personal Financial Chief of Staff
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We start with one hour. No agenda other than understanding where the friction lives in your current setup and what success looks like for you. From there, I'll craft a proposal for an annual engagement with a monthly retainer.
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Before anything else, I invest time in understanding your full financial picture. Depending on the complexity of your situation, this includes separate conversations with you, your family, and your advisory team — learning the strategies in play, the relationships involved, and where the bottlenecks and gaps tend to appear.
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Discovery informs a comprehensive plan for the year: every project on your balance sheet, the professional responsible for each one, and the timeline that keeps everything moving. Once you've reviewed and approved it, I present it to your full team so that everyone starts from the same page.
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I run ongoing coordination across your advisory team and provide you with regular updates at a cadence we agree to together — weekly or monthly. When things need to move, I make sure they do.
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You and I meet one-on-one each quarter to review progress, revisit priorities, and make sure the year is unfolding the way we planned. This is your time to zoom out and assess the full picture.
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At least once a year, I bring together you and your investment, tax, and legal providers. These meetings are where cross-functional decisions get made and major initiatives — a business sale, a new entity, a complex estate or gifting strategy — get the coordinated attention they require.
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Between meetings and milestones, I'm the single point of contact who already knows your full context. You never repeat yourself, and important work never stalls waiting for the right people to find time for each other.